IDENTITY THEFT DETECTION AND RECOVERY
No matter how careful you are, you can still become a victim of identity theft. Each day, criminals find new ways to steal personal information, like Social Security and driver’s license numbers, so they can take over existing accounts and open fraudulent new ones. This year, between seven and 10 million Americans will fall prey to identity theft.1 Each victim will spend valuable time and money restoring their credit standing and personal reputation. Some victims may even be forced to prove their innocence against unwarranted criminal charges.
Detect the Theft and Minimize the Damage with Deluxe ID TheftBlock® Plus
If you become a victim of identity theft, you need to know about it right away. The longer criminals have your personal information, the more damage they can do. Now you can rest easier knowing that Deluxe ID TheftBlock® Plus is proactively monitoring your credit files for early signs of identity theft. If suspicious activity occurs, you’ll be notified. And, if you become a victim, you’ll receive professional recovery support and expense reimbursement. (Please see details below.)
Seek Extra Protection Right Away
Identity theft poses a serious threat to your personal and financial reputation. You deserve the peace of mind that comes from Deluxe ID TheftBlock Plus. Learn more and sign up for the service by calling a representative at Central Bank. They will provide you with you “FREE” validation code.
| Deluxe ID TheftBlock® Plus Summary Identity theft detection and recovery solution available FREE FOR ONE YEAR .2 |
Proactive Credit Bureau Monitoring |
Ongoing monitoring of credit files each business day. Service begins upon enrollment. |
Security Alerts |
Ongoing notification of certain changes or inquiries to credit bureau records as long as membership is kept current. |
Membership Kits |
Personalized creditor contact information, insurance certificate and other essential information is available after enrollment. |
Credit Report |
For electronic fulfillment, consumers have anytime, online access to their credit report during the first 90 days. For offline fulfillment, a hard copy will be mailed to enrollees via U.S. Mail. |
Recovery Support and Services |
Qualified, personal assistance from an Identity Theft Recovery Unit. |
Expense
Reimbursement |
Up to $5,000 for qualified expenses as a result of identity theft, at no additional cost.3 |
1. Federal Trade Commission, Gartner Research, Harris Interactive, Bureau of Justice Statistics, The Council of Better Business Bureaus and Javelin Strategy and Research, Identity Fraud Survey, 2006.
2. After initial free period of one year, to continue after the initial free period, the monthly fee is deducted from your checking account or billed to your credit card each month. Available to U.S. residents only.
3. Insurance underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates Hartford, CT 06183. Coverage for all claims or losses depends on actual policy provisions. Availability of coverage can depend on underwriting qualifications and state regulations. Coverage is not available to New York residents.
About Deluxe: Deluxe Financial Services is a trusted and leading provider of checks and fraud detection services to consumers and financial institutions. Learn more at www.deluxe.com.
TERMS OF USE
Legally Binding Terms. This product or service (the “Service”), as defined in this brochure, is brought to you on behalf of your financial institution by Deluxe Financial Services, Inc., a company located at 3680 Victoria Street North, Shoreview, MN 55126. This Service is delivered to you by Intersections Inc. (“Intersections”), a company located at 14930 Bogle Drive, Chantilly, Virginia 20151. You will provide permission for Intersections to access your credit report information in order to provide this Service to you. Your acceptance of the Service constitutes your acceptance of these Terms of Use.
Ongoing Services. Deluxe ID TheftBlock® Plus is an optional service, offered to you on behalf of your financial institution. By enrolling in the Deluxe ID TheftBlock Plus service, you are authorizing Deluxe Financial Services, Inc., a company located at 3680 Victoria Street North, Shoreview, MN 55126, to deduct participant fees from your checking account for payment of Deluxe ID TheftBlock Plus. Should you choose to enroll in the Deluxe ID TheftBlock Plus service, after the one year free service, the checking account you provided at enrollment will be debited $4.49 each month. Your authorization to deduct fees and to participate in the program is to remain in full force and effect until Deluxe has received notification from you in such time and in such manner as to afford Deluxe and your financial institution a reasonable opportunity to act on it. If at any time you decide not to continue your Deluxe ID TheftBlock Plus membership, you need to let Deluxe Financial Services know by calling 800-839-9193 during normal hours of operation. Within three days of receipt of notification, debiting of your account will stop.
Your Use. You may use the Service only for non-commercial purposes. You may not use or order the Service for anyone else. No Representations or Warranties. THE SERVICE IS PROVIDED ON AN “AS IS” BASIS ONLY. INTERSECTIONS, DELUXE FINANCIAL SERVICES AND YOUR FINANCIAL INSTITUTION DO NOT MAKE, AND EXPRESSLY DISCLAIM, ANY REPRESENTATION OR WARRANTY OF ANY KIND, WHETHER EXPRESSED, IMPLIED, OR ARISING OUT OF COURSE OF OR USAGE, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, NONINTERFERENCE WITH DATA, AVAILABILITY, OR THAT THE SERVICE IS ERROR FREE. YOU ARE SOLELY RESPONSIBLE FOR ANY USE YOU MAKE OF THE SERVICE OR ACTION OR DECISION YOU MAKE BASED ON IT.
Limitation of Liabilities. IN NO EVENT MAY INTERSECTIONS, DELUXE FINANCIAL SERVICES OR YOUR FINANCIAL INSTITUTION BE LIABLE FOR ANY CONSEQUENTIAL, INDIRECT, SPECIAL, EXEMPLARY, PUNITIVE OR SIMILAR DAMAGES ARISING FROM OR RELATED TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE. INTERSECTIONS’, DELUXE FINANCIAL SERVICES’ AND YOUR FINANCIAL INSTITUTION’S TOTAL LIABILITY ARISING FROM OR RELATED TO THE SERVICE MAY NEVER EXCEED THE AMOUNT PAID BY YOU FOR THE SERVICE.
Third Party Providers. The Service contains information provided by one or more credit
reporting agencies, as identified in your materials. NEITHER INTERSECTIONS, DELUXE FINANCIAL SERVICES, NOR YOUR FINANCIAL INSTITUTION CONTROLS OR IS RESPONSIBLE FOR THE INFORMATION PROVIDED BY ANY CREDIT REPORTING AGENCY.
Changes. Deluxe Financial Services, in its sole discretion, may modify or cancel the Service at any time without notice to you. Intersections may modify these Terms of Use by posting the changes on the Service Web site. The changes will be binding on you.
General. These Terms of Use are governed by the laws of the Commonwealth of Virginia, USA, exclusive of its choice of law principles. Any claim arising out of or relating to the Service shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association on an individual basis not consolidated with any other claim. Any party, however, may seek interim injunctive relief in a court of competent jurisdiction. Identity theft insurance is governed by additional terms and conditions stated in the certificate provided to you as part of your recovery packet or membership materials.
These Terms of Use state the exclusive terms, conditions, representations and warranties governing the Service. IDT024 (7/08) © 2008 Deluxe Enterprise Operations, Inc. All rights reserved. © Intersections 2002-2006. All rights reserved.
IMPORTANT INFORMATION FOR FIRST TIME USERS
ONLY USE THE “ORDER ONLINE TODAY USING A VALIDATION CODE” (Validation Code Provided by Central Bank)
The “Order online today” option will result in your account holder being charged directly.
It is important to note that the validation code must be entered in the area indicated with the red arrow.
|
