We Will Be Happy to Conduct A Rate Comparison For You!
Current Rates as of: 1/18/2012
Product |
Minimum Opening
Balance |
Interest
Rate |
Annual Percentage Yield (APY) |
Minimum Balances to Obtain APY |
Compounding Method |
CURRENT SPECIALS |
FOR NEW FUNDS TO CENTRAL BANK |
| Premium Money Market "Sweet Rate" ¹ ³ |
| $25,000 - $49,999.99 |
$100.00 |
0.80% |
0.80% |
$25,000 |
Daily |
| $50,000 - $99,999.99 |
|
0.90% |
0.90% |
$50,000 |
Daily |
| $100,000 and over |
|
1.00% |
1.00% |
$100,000 |
Daily |
| CD Specials ² ³ |
| 18 Month |
$2,500.00 |
1.14% |
1.15% |
$2,500 |
Daily |
| 24 Month |
|
1.24% |
1.25% |
$2,500 |
Daily |
| Interest Plus Premier Checking¹ ³ |
| $.01 - $999.99 |
$50.00 |
0.05% |
0.05% |
$.01 |
Daily |
| $1,000 - $9,999.99 |
|
0.10% |
0.10% |
$1,000 |
Daily |
| $10,000 - 49,999.99 |
|
0.15% |
0.15% |
$10,000 |
Daily |
| $50,000 - $99,999.99 |
|
0.35% |
0.35% |
$50,000 |
Daily |
| $100,000 - $249,999.99 |
|
0.60% |
0.60% |
$100,000 |
Daily |
| $250,000 - and Over |
|
0.85% |
0.85% |
$250,000 |
Daily |
| Fifty Plus Advantage Checking¹ ³ |
$.01 - $999.99 |
$50.00 |
0.10% |
0.10% |
$.01 |
Daily |
$1,000 - $9,999.99 |
|
0.15% |
0.15% |
$1,000 |
Daily |
$10,000 - 49,999.99 |
|
0.20% |
0.20% |
$10,000 |
Daily |
$50,000 - $99,999.99 |
|
0.40% |
0.40% |
$50,000 |
Daily |
| $100,000 - $249,999.99 |
|
0.65% |
0.65% |
$100,000 |
Daily |
| $250,000 - and Over |
|
0.90% |
0.90% |
$250,000 |
Daily |
| Personal & Business Savings¹ ³ |
| $.01 - $49.999.99 |
$100.00
|
0.10% |
0.10% |
$.01 - Personal
$1,000 (Business Only)
|
Daily |
| $50,000 and Over |
|
0.20% |
0.20% |
$50,000
|
Daily |
| Kid Central Savings¹ ³ |
| All Balances |
$0.00 |
0.20% |
0.20% |
$.01
|
Daily |
| Premium Money Market¹ ³ |
| $0.00 - $2,499.99 |
$100.00 |
None |
None |
|
Daily
|
| $2,500 - $9,999.99 |
|
0.15% |
0.15% |
$2,500 |
Daily |
| $10,000 - $24,999.99 |
|
0.25% |
0.25% |
$10,000 |
Daily |
| $25,000 - $49,999.99 |
|
0.35% |
0.35% |
$25,000 |
Daily |
| $50,000 - $99,999.99 |
|
0.45% |
0.45% |
$50,000 |
Daily |
| $100,000 and over |
|
0.65% |
0.65% |
$100,000
|
Daily |
| Business
Money Market¹ ³ |
| $0.00 - $2,499.99 |
$1,000.00 |
None |
None |
|
Daily
|
| $2,500 - $9,999.99 |
|
0.05% |
0.05% |
$2,500 |
Daily |
| $10,000 - $24,999.99 |
|
0.15% |
0.15% |
$10,000 |
Daily |
| $25,000 - $49,999.99 |
|
0.20% |
0.20% |
$25,000 |
Daily |
| $50,000 - $99,999.99 |
|
0.30% |
0.30% |
$50,000 |
Daily |
| $100,000 and over |
|
0.40% |
0.40% |
$100,000
|
Daily |
| Certificates of Deposit & IRA's² ³ |
| 30-Day Add On for IRA's Only |
$2,500.00 |
1.09% |
1.10% |
$2,500 |
Daily |
| 1-2 Month |
|
0.10% |
0.10% |
$2,500 |
Daily |
| 3-5 Month |
|
0.15% |
0.15% |
$2,500 |
Daily |
| 6-11 Month |
|
0.25% |
0.25% |
$2,500 |
Daily |
| 12-17 Month |
|
0.45% |
0.45% |
$2,500 |
Daily |
| 18-23 Month |
|
1.14% |
1.15% |
$2,500 |
Daily |
| 24-29 Month |
|
0.90% |
0.90% |
$2,500 |
Daily |
| 30-35 Month |
|
0.95% |
0.95% |
$2,500 |
Daily |
| 36-47 Month |
|
1.34% |
1.35% |
$2,500 |
Daily |
| 48-59 Month |
|
1.59% |
1.60% |
$2,500 |
Daily |
| 60 Month |
|
1.73% |
1.75% |
$2,500 |
Daily |
| Business Interest Checking¹ ³ |
| $0.00 - $2,499.99 |
$100.00 |
None |
None |
|
Daily |
| $2,500 - $9,999.99 |
|
0.05% |
0.05% |
$2,500 |
Daily |
| $10,000 - $24,999.99 |
|
0.10% |
0.10% |
$10,000 |
Daily |
| $25,000 - 99,999.99 |
|
0.15% |
0.15% |
$25,000 |
Daily |
| $100,000 and Over |
|
0.25% |
0.25% |
$100,000 |
Daily |
¹ The interest rate and APY
may change after account opening.
² Penalties May Be Imposed for Early Withdrawal
³ Fees Could Reduce Earnings |
