Online Banking


Regardless of the size of your business, Central Bank has the answer for your checking needs. Choose from free accounts that earn competitive interest, to the powerful analysis checking for large businesses.

Free Business Checking

This powerful business account is designed to manage monthly cash flow needs for businesses conducting a limited number of routine banking transactions. Your business will save time and money, all with convenient benefits like no minimum balance, no transaction fees, and free online banking services.

  • Free business checking account
  • Ideal for businesses with more monthly transactions
  • No minimum balance
  • No monthly service fee
  • 300 free items per month*
  • 25¢ per item thereafter
  • Free Mastercard®Debit Card
  • Free online banking
  • Free eStatements
  • Free Ipay Online Bill Pay available
  • Cash management services available      
  • $100 minimum deposit to open

Ready to switch to a Central Bank account? Do it easily with our Switch Kit!

*Items are credits, debits, and deposited items.

Free Business Interest Checking

For sole proprietorships, non-profit organizations, and government entities with a limited number of transactions, this free business checking account is exactly what you need.

It offers interest earned on your checking balance, plus 150 free items per month and a low fee per item afterwards. And it's loaded with free online banking conveniences!

  • Tiered interest bearing account.  
  • No minimum balance
  • No monthly service fee
  • 150 items processed free each month
  • 25¢ per item thereafter
  • Earn interest on collected balances over $1,000
  • Free Net Teller online banking
  • Free I-Pay Online Bill Payment available
  • Free e-Statements
  • Free mobile banking
  • Free Debit MasterCard®
  • $100 minimum deposit to open

Ready to switch to a Central Bank account? Do it easily with our Switch Kit!

Business Analysis Checking

This business account is designed for companies with medium to high balances and consistent account activity. Excess funds can be used to offset fees through an earnings credit allowance, which is calculated automatically depending on balance.

Give your business the advantage it needs with this powerful and versatile account!

  • Designed for large business banking needs
  • Receive a monthly earnings credit based on balance*
  • $12.00 monthly service fee or $50.00 monthly for Central Connection
  • Per-item fees and charges based on account analysis:
  • Deposits and other credits, 20¢ per item
  • Checks paid and other debits, 20¢ per item
  • Deposited items, 20¢ per local item and 20¢ per non-local item
  • Earnings credit may offset or minimize fees
  • Integrated on line and cash management services available
  • Streamlines accounting and reduces errors
  • $100 minimum deposit to open

Ready to switch to a Central Bank account? Do it easily with our Switch Kit!

*Earnings Credits earned on Collected Balances.   It is NOT paid or credited to the Customer.  Earnings Credit resets to "0" monthly.


Interest on Trust Account (IOTA)

The Florida Bar Foundation provides leadership and funding for legal aid in Florida.  Central Bank offers IOTA accounts for attorneys who wish to participate in the IOTA program.

  • $100 minimum deposit to open account
  • $12 Monthly Maintenance Fee
  • $.25 per item activity fee

$25.00 IOTA handling fee