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Checklist & Tools

Checklist for a Purchase

The following information is required during the loan process: Scanned or Faxed copies are acceptable. eFax to 813.501.1401 or traditional Fax to 813.400.1798. Timely receipt of these items will ensure the most efficient processing of your loan request.

Credit Documentation:

Contract-**All pages of fully executed contract**

Credit letter explaining any inquiries listed on your credit report.

Credit letter explaining any derogatory items listed on your credit report. (If Applicable) Bankruptcy Schedules. Please include all pages as well as the discharge.

Divorce Decree if you pay or receive alimony or child support. (Complete)

Asset Documentation:

Two Most recent Bank Statements for all accounts. All pages, including blank pages. Copy of cancelled earnest money deposit check

Closing statement (HUD-1) on the sale of any properties within the past 3 months.

Two Most recent Retirement and Investment account statements (i.e. 401k's, stocks, or Mutual Funds). All pages, including blank pages.

Employment /Income Documentation:

Pay stubs covering the most recent 30 day period for all borrowers on this transaction. W2 forms or 1099's covering most recent two years for all borrowers on this transaction. Individual Tax returns for most recent two years. Please include all pages & schedules. Verification most recent current & past year social security awards letter(s).

Verification of Retirement I Pension income 1099's & award letter(s).

Contact name and number of HR department.

Business tax returns cover most recent two years. All pages & Schedules. YTD P&L and Balance sheet signed and dated by borrower(s).

Leases on any rental properties you own.

Proof of receipt for child support or alimony payment covering a 12-month period. **Must continue for the next three years. (If Applicable)

Miscellaneous:

Sign & Return all disclosures

Name & contact information for your Home Owner's Insurance Agent Copy of Driver's License, Social Security Card (Patriot Act Requirement)

NEEDS LIST FOR REFINANCE

In order to expedite the processing of your loan application, please return the following items.

Scanned or Faxed copies are acceptable.  eFax to 813.501.1401 or traditional fax 813.400.1798.

Credit Documentation

Asset Documentation:

Employment/Income Documentation:

**Must continue for the next three years. (If Applicable)

Miscellaneous: