Online Banking

Fees

Effective Date: 10/01/2018
(No changes to increase fees or add new fees since 11-15-10)

Area

Per

Fee

Account Services

Account Activity Printout/Statement Printout

Page

$5.00

Account Balancing (per hour-minimum)

Hour

$30.00

Account Closing Fee (within 90 days of opening)

Account

$50.00

Account Research (per hour-minimum)

Hour

$30.00

Account Statement Printout  (Copy)

Account

$5.00

Cancelled checks returned w/statement

Month

$3.00

Check Image Copy

Each

$5.00

Deposit Correction

Each

$3.00

Deposited Items Copy (additional copies $.25 each)

Item

$5.00

Dormant/Escheat charge
(account is dormant after 18 months without customer activity)

Month

$10.00

Garnishment

Item

$125.00

Legal Fees

Item

$100.00

Levies

Month

$100.00

Stop Payment

Item

$35.00

Telephone Transfers

Item

$10.00

 
Special Mail Handling

Mailing: Foreign

Item

$10.00

Mailing: Hold

Month

$10.00

Mailing: Returned Item

Item

$5.00

     
ATM Services/Charge
   

ATM Machine (PRESTO & In Network)

Item

FREE

ATM Withdrawal & Balance Inquiry (Out of network) Central Bank does not charge a fee.  However, Central Bank does not control non-customer fees charged by other banks.

Check Card/Debit Card Replacement

Card

$10.00

International Currency Conversion Fee

Transaction

00.80%

     
Check Fees
   

Cashiers Check - Customer

Check

$5.00

Counter Temporary Checks

Check

$0.25

     
Check Collections
   

Collection Item: Domestic

Item

$20.00

Collection Item: International

Item

$50.00

     
Coupon Collections
   

Bond Coupons

Envelope

$20.00

     
Document Services
   

Fax Service

Page

$3.00

Notary Service - Customer

Item

FREE

Photocopies

Page

$1.00

     
Miscellaneous Fees
   

Foreign Currency

   

Under $1000 (US)

Order

$15.00

Over $1000 (US)

Order

$20.00

Overnight

Order

$40.00

     

IRS Interest Form

Item

$5.00

Night Deposit: Disposable Bag

100 bags

$50.00

Night Deposit: Lock Bag

Bag

$25.00

Night Deposit: Zipper Bag

Bag

$5.00

     
Overdraft (OD)/Return
   

Overdraft Item Paid Fee (such as created by check, in-person withdrawal, ATM withdrawal, or other electronic means)

Item*

$35.00

Returned Overdraft Item Fee (such as created by check, in-person withdrawal, ATM withdrawal, or other electronic means

Item*

$35.00

Continuous Overdraft Charge (3rd business day overdrawn)
     **Day 1 is the day account becomes overdrawn, day 2 is the next business day and
        Day 3 is the next business day and date of 1st charge.  The fee is imposed for each
        business day that the account remains overdrawn, starting with the 3rd day.

Day

**$10.00

OVERDRAFT: When your account balance is less than the item to be paid. We may either pay the item and overdraw your account(an overdraft item paid fee) or we may decline to pay and return the item unpaid (returned overdraft item fee).  In either case we may charge you a fee.  ITEM: includes each order of instruction for the payment, withdrawal or transfer of funds from your account.  EXAMPLE OF ITEMS:  a check, an in-person withdrawal, or a type of electronic instruction (such as an online bill payment or an ACH debit)    

Sweep Transaction Charge (Overdraft Protection from another account at Central Bank)

Transfer

FREE

Safe Deposit Boxes 
   

3x5

Year

$35.00

5x5

Year

$45.00

3x10

Year

$60.00

5x10

Year

$70.00

10x10

Year

$90.00

Safe Deposit Box: Drill Fee

Box drilled

$150.00

Safe Deposit Box: Late Fee

Month

25%

Safe Deposit Box: Lost Key

Key lost

$25.00

     
Cash Advance

 

 
Customer $2500 Limit No Fee

Non-Customer

$500 Limit

$10.00

     
Wire Transfer Fees – Customers Only
   

Wire Fees: Domestic Incoming

Wire

FREE

Wire Fees: Domestic Outgoing

Wire

$20.00

Wire Fees: International Incoming

Wire

$30.00

Wire Fees: International Outgoing

Wire

$50.00

Wire Fees: Notification

Wire

FREE

     
Internet Banking Services

 

 

On-Line Banking

Month

FREE

On-Line Bill Payment

Month

FREE