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Mortgage rates are still at historic lows!

Although there is some upward pressure, mortgage rates are still at historic lows not seen since the 1950s.  Home sales continue to show increases in year-over-year activity.  Put these two things together and what you get is a perfect time to buy. Home ownership still represents a great investment and is remains one of the pillars of wealth accumulation and stability for families in America.

If you haven't yet refinanced your house, or rates are 1% or more less than your current rate, consider a refinance. We could shorten your term, lower your payment, or possibly both!

If you are in the market for a first home, a step-up or a down size, now is the time. If you need help getting things lined up for your first home purchase, let us help you! Call today for a personalized rate quote.

Many people assume credit is too tight or they won't qualify for a loan. Nothing could be further from the truth. Our home loan experts will help you through the maze of options to find the best solution for you. If you would like to discuss your situation with one of our experts, request a free, no obligation consultation. If you are ready to start, begin with our short form application or our long form application.  Either way, we'll contact you and get your personalized rate locked in right away!

The experts at Central Bank will provide you with a Customized Mortgage Solution tailored to meet your specific needs. And as part of Central Bank, we are also positioned to offer you Customized Financial Solutions to suit your individual circumstances, with access to experts in banking, and more!

We specialize in Residential Lending with an emphasis in Conforming, FHA, VA, USDA Rural Housing, Construction to Permanent, Portfolio and Jumbo loan programs.  We guarantee a smooth closing!  Call us today for a customized rate quote.