Online Banking

Rates

 

Effective Date: 2-1-15

Personal Accounts

Product Minimum Opening Balance Interest Rate Annual Percentage Yield (APY) Minimum Balance To Obtain APY Compounding Method
Interest Plus Premier Checking 1,3
  $50.00        
$.01-$999.99 0.00% 0.00%   Daily
$1,000-$9,999.99 0.20% 0.20% $1,000 Daily
$10,000-$49,999.99 0.30% 0.30% $10,000 Daily
$50,000-$99,999.99 0.40% 0.40% $50,000 Daily
$100,000-$249,999.99 0.50% 0.50% $100,000 Daily
$250.000 and Over 0.60% 0.60% $250,000 Daily
 
Fifty Plus Advantage Checking 1,3    
  $50.00        
$0.01 to $999.99 0.10% 0.10% $0.01 Daily
$1,000 to $9,999.99 0.30% 0.30% $1000 Daily
$10,000 to $49,999.99 0.40% 0.40% $10,000 Daily
$50,000 to $99,999.99 0.50% 0.50% $50,000 Daily
$100,000 to $249,999.99 0.60% 0.60% $100,000 Daily
$250,000 and Over 0.80% 0.80% $250,000 Daily
         
Personal Savings 1,3 - All Balances      
  $100.00 0.50% 0.50% $0.01 Daily
 
Kid Central Savings 1,3 - All Balances
  $0.00 0.50% 0.50% $0.01 Daily
 
Premium Money Market 1,3
  $100.00        
$0.01 to $999.99 None None    
$1,000 to $9,999.99 0.50% 0.50% $1000 Daily
$10,000 to $49,999.99 0.50% 0.50% $10,000 Daily
$50,000 to $99,999.99 0.65% 0.65% $50,000 Daily
$100,000 to $249,999.99 0.65% 0.65% $100,000 Daily
$250,000 to $499,999.99 0.65% 0.65% $250,000 Daily
$500,000 and Over 0.75% 0.75% $500,000 Daily
           
Certificates of Deposit & IRA's  2, 3
30-Day Add On for IRA's Only $2,500 0.20% 0.20% $2,500 Daily
1 Month   0.15% 0.15% $2,500 Daily
3 Month   0.35% 0.35% $2,500 Daily
6 Month   0.50% 0.50% $2,500 Daily
12 Month   0.75% 0.75% $2,500 Daily
18 Month   1.04% 1.05% $2,500 Daily
24 Month   1.14% 1.15% $2,500 Daily
30 Month   1.24% 1.25% $2,500 Daily
36 Month   1.54% 1.55% $2,500 Daily
48 Month   1.79% 1.80% $2,500 Daily
60 Month   2.08% 2.10% $2,500 Daily

 

1. The interest rate and APY may change after account opening 
2 . Penalties May Be Imposed for Early Withdrawal 
3.Fees Could Reduce Earnings

MEMBER FDIC  

Business Accounts

Product Minimum Opening Balance Interest Rate Annual Percentage Yield (APY) Minimum Balance To Obtain APY Compounding Method
Business Savings 1, 3 - All Balances
  $100.00 0.50% 0.50% $0.01 Daily
           
Business Interest Checking 1, 3
  $100.00        
$.01-$999.99 0.00% 0.00%    
$1,000-$9,999.99 0.10% 0.10% $1,000 Daily
$10,000-$49,999.99 0.10% 0.10% $10,000 Daily
$50,000-$99,999.99 0.20% 0.20% $50,000 Daily
$100,000-$249,999.99 0.20% 0.20% $100,000 Daily
$250.000 and Over 0.20% 0.20% $250,000 Daily
 
Business Money Market 1,3   
  $100.00        
$0.01 to $999.99 0.00% 0.00%    
$1,000 to $9,999.99 0.25% 0.25% $1000 Daily
$10,000 to $49,999.99 0.35% 0.35% $10,000 Daily
$50,000 to $99,999.99 0.40% 0.40% $50,000 Daily
$100,000 to $249,999.99 0.45% 0.45% $100,000 Daily
$250,000 and 499,999.99 0.55% 0.55% $250,000 Daily
$500,000 and Over 0.60% 0.60% $500,000 Daily
         
Business Analysis Checking EARNINGS
Credit: & IOTA ACCTS 0.25%     Daily

 

1. The interest rate and APY may change after account opening 
2 . Penalties May Be Imposed for Early Withdrawal 
3.Fees Could Reduce Earnings

MEMBER FDIC