Online Banking

Rates

                                                     Certificates of Deposit

Product
Term
Minimum Opening Balance Interest
Rate
Annual Percentage Yield (APY) Minimum Balance To Obtain APY Compounding Method
and Payment Frequency
                                                Current CD Special
                                                                     Advantage Plus Certificate
                                                Deposits can be added at any time and for any amount
                                  One "Penalty-Free" Withdrawal every 365 days (up to 50% of CD balance)
                                                Two Rate Increases per CD Term - At customer request
Advantage Plus Certificate  1,2,3                                                                                                                                       Compounded Monthly
Personal & Business Including IRA's                                                                                   Paid at customer's discretion
12 Month $1,000 0.75% 0.75% $1,000  
24 Month $1,000 1.14% 1.15% $1,000  
36 Month $1,000 1.54% 1.55% $1,000  
48 Month $1,000 1.79% 1.80% $1,000  
 60 Month  $1,000  2.08%  2.10% $1,000  

Personal Accounts

Interest Plus Premier Checking 1,3
  $50.00       Compounded Daily
Paid Monthly
$.01-$999.99 0.00% 0.00%    
$1,000-$9,999.99 0.20% 0.20% $1,000  
$10,000-$49,999.99 0.30% 0.30% $10,000  
$50,000-$99,999.99 0.40% 0.40% $50,000  
$100,000-$249,999.99 0.50% 0.50% $100,000  
$250.000 and Over 0.60% 0.60% $250,000  
 
Fifty Plus Advantage Checking 1,3    
  $50.00       Compounded Daily
Paid Monthly
$0.01 to $999.99 0.10% 0.10% $0.01  
$1,000 to $9,999.99 0.30% 0.30% $1000  
$10,000 to $49,999.99 0.40% 0.40% $10,000  
$50,000 to $99,999.99 0.50% 0.50% $50,000  
$100,000 to $249,999.99 0.60% 0.60% $100,000  
$250,000 and Over 0.80% 0.80% $250,000  
         
Personal Savings 1,3 - All Balances    

  Compounded Daily  
 Paid Quarterly

  $100.00 0.50% 0.50% $0.01
 
Kid Central Savings 1,3 - All Balances
  $0.00 0.50% 0.50% $0.01 Compounded Daily
Paid Quarterly
 
Premium Money Market 1,3
  $100.00       Compounded Daily
Paid Monthly
$0.01 to $999.99 None None    
$1,000 to $9,999.99 0.50% 0.50% $1000  
$10,000 to $49,999.99 0.50% 0.50% $10,000  
$50,000 to $99,999.99 0.65% 0.65% $50,000  
$100,000 to $249,999.99 0.65% 0.65% $100,000  
$250,000 to $499,999.99 0.65% 0.65% $250,000  
$500,000 and Over 0.75% 0.75% $500,000  
           
Certificates of Deposit & IRA's  2, 3
30-Day Add On for IRA's Only $2,500 0.20% 0.20% $2,500

Compounded Daily
Paid at Customer's Discretion

1 Month   0.15% 0.15% $2,500  
3 Month   0.35% 0.35% $2,500  
6 Month   0.50% 0.50% $2,500  
12 Month   0.75% 0.75% $2,500  
18 Month   1.04% 1.05% $2,500  
24 Month   1.14% 1.15% $2,500  
30 Month   1.24% 1.25% $2,500  
36 Month   1.54% 1.55% $2,500  
48 Month   1.79% 1.80% $2,500  
60 Month   2.08% 2.10% $2,500  

1. The interest rate and APY may change after account opening    
2 . Penalties May Be Imposed for Early Withdrawal 
3.Fees Could Reduce Earnings

MEMBER FDIC                                                                                          Rates Effective 8-14-15

Business Accounts

Product Minimum Opening Balance Interest
Rate
Annual Percentage Yield (APY) Minimum Balance  To Obtain APY Compounding Method
and Payment Frequency
Business Savings 1, 3 - All Balances
  $100.00 0.50% 0.50% $0.01 Compounded Daily,
Paid Monthly
           
Business Interest Checking 1, 3
  $100.00       Compounded Daily,
Paid Monthly
$.01-$999.99 0.00% 0.00%    
$1,000-$9,999.99 0.10% 0.10% $1,000  
$10,000-$49,999.99 0.10% 0.10% $10,000  
$50,000-$99,999.99 0.20% 0.20% $50,000  
$100,000-$249,999.99 0.20% 0.20% $100,000  
$250.000 and Over 0.20% 0.20% $250,000  
 
Business Money Market 1,3   
  $100.00       Compounded Daily,
Paid Monthly
$0.01 to $999.99 0.00% 0.00%    
$1,000 to $9,999.99 0.25% 0.25% $1000  
$10,000 to $49,999.99 0.35% 0.35% $10,000  
$50,000 to $99,999.99 0.40% 0.40% $50,000  
$100,000 to $249,999.99 0.45% 0.45% $100,000  
$250,000 and 499,999.99 0.55% 0.55% $250,000  
$500,000 and Over 0.60% 0.60% $500,000  
         
Business Analysis Checking EARNINGS
Credit: & IOTA ACCTS 0.25%     Daily

 

1. The interest rate and APY may change after account opening 
2 . Penalties May Be Imposed for Early Withdrawal 
3.Fees Could Reduce Earnings

MEMBER FDIC                                                                                                                                 Rates Effective:  8-14-15