Online Banking

Rates

                                                     Certificates of Deposit

Product
Term
Minimum Opening Balance Interest
Rate
Annual Percentage Yield (APY) Minimum Balance To Obtain APY Compounding Method
and Payment Frequency

Personal Accounts

Interest Plus Premier Checking 1,3

  $50.00       Compounded Daily
Paid Monthly
$.01-$999.99 0.00% 0.00%    
$1,000-$9,999.99 0.20% 0.20% $1,000  
$10,000-$49,999.99 0.30% 0.30% $10,000  
$50,000-$99,999.99 0.40% 0.40% $50,000  
$100,000-$249,999.99 0.50% 0.50% $100,000  
$250.000 and Over 0.60% 0.60% $250,000  
 

Fifty Plus Advantage Checking 1,3    

  $50.00       Compounded Daily
Paid Monthly
$0.01 to $999.99 0.10% 0.10% $0.01  
$1,000 to $9,999.99 0.30% 0.30% $1000  
$10,000 to $49,999.99 0.40% 0.40% $10,000  
$50,000 to $99,999.99 0.50% 0.50% $50,000  
$100,000 to $249,999.99 0.60% 0.60% $100,000  
$250,000 and Over 0.80% 0.80% $250,000  
         

Personal Savings 1,3 - All Balances

   

  Compounded Daily  
 Paid Quarterly

  $100.00 0.50% 0.50% $0.01
 

Kid Central Savings 1,3 - All Balances

  $0.00 0.50% 0.50% $0.01 Compounded Daily
Paid Quarterly
 

Premium Money Market 1,3

  $100.00       Compounded Daily
Paid Monthly
$0.01 to $999.99 None None    
$1,000 to $9,999.99 0.50% 0.50% $1000  
$10,000 to $49,999.99 0.50% 0.50% $10,000  
$50,000 to $99,999.99 0.65% 0.65% $50,000  
$100,000 to $249,999.99 0.65% 0.65% $100,000  
$250,000 to $499,999.99 0.65% 0.65% $250,000  
$500,000 and Over 0.75% 0.75% $500,000  
           

Certificates of Deposit & IRA's  2, 3

30-Day Add On for IRA's Only $2,500 0.10% 0.10% $2,500

Compounded Daily
Paid at Customer's Discretion

1 Month   0.05% 0.05% $2,500  
3 Month   0.20% 0.20% $2,500  
6 Month   0.30% 0.30% $2,500  
12 Month   0.50% 0.50% $2,500  
18 Month   0.75% 0.75% $2,500  
24 Month   0.95% 0.95% $2,500  
30 Month   1.00% 1.01% $2,500  
36 Month   1.00% 1.01% $2,500  
48 Month   1.00% 1.01% $2,500  
60 Month   1.00% 1.01% $2,500  

1. The interest rate and APY may change after account opening    
2 . Penalties May Be Imposed for Early Withdrawal 
3. Fees Could Reduce Earnings

MEMBER FDIC                                                                                                                                    Rates Effective 8-9-16

                                        Business Accounts

 

 

 

Product Minimum Opening Balance Interest
Rate
Annual Percentage Yield (APY) Minimum Balance  To Obtain APY Compounding Method
and Payment Frequency

Business Savings 1, 3 - All Balances

  $100.00 0.50% 0.50% $0.01 Compounded Daily,
Paid Monthly
           

Business Interest Checking 1, 3

  $100.00       Compounded Daily,
Paid Monthly
$.01-$999.99 0.00% 0.00%    
$1,000-$9,999.99 0.10% 0.10% $1,000  
$10,000-$49,999.99 0.10% 0.10% $10,000  
$50,000-$99,999.99 0.20% 0.20% $50,000  
$100,000-$249,999.99 0.20% 0.20% $100,000  
$250.000 and Over 0.20% 0.20% $250,000  
 

Business Money Market 1,3   

  $100.00       Compounded Daily,
Paid Monthly
$0.01 to $999.99 0.00% 0.00%    
$1,000 to $9,999.99 0.25% 0.25% $1000  
$10,000 to $49,999.99 0.35% 0.35% $10,000  
$50,000 to $99,999.99 0.40% 0.40% $50,000  
$100,000 to $249,999.99 0.45% 0.45% $100,000  
$250,000 and 499,999.99 0.55% 0.55% $250,000  
$500,000 and Over 0.60% 0.60% $500,000  
   

Business Analysis Checking EARNINGS

Credit: & IOTA ACCTS 0.25%     Daily

 

1. The interest rate and APY may change after account opening 
2 . Penalties May Be Imposed for Early Withdrawal 
3. Fees Could Reduce Earnings

MEMBER FDIC                                                                                                                                 Rates Effective: 8-09-16