Tampa Main Lobby

About Us

Proud to be a part of your community . . .

Central Bank officially opened in February 2007 in Tampa, FL and is a full service, independently owned Florida bank that specializes in serving the banking needs of individuals and small businesses. The overall strategy for Central Bank has always been to be an independent community bank providing a higher level of personalized service than is generally available from larger banks. Central Bank delivers its localized personal service combined with widely established technology-based services to provide convenience and easy access for its customers. We offer Mobile Banking, with  Mobile Bill Pay and Mobile Deposit. Cash Management services such as Remote Deposit, ACH Origination, and Online Wire capability for our Business Customers.

In August 2018, we opened two new offices: one in Winter Park and one in St. Augustine. It’s the intent of the bank to develop long lasting and broad relationships with our customers that will focus on basic banking products. That means we can meet virtually any financial need you have at any point in your life. The employees of Central Bank look forward to serving new and existing customers. We respond to people and small business owners on an individual basis. Our Senior Lender has been with the bank since we opened and has a deep understanding of the credit culture and desired types of loan transactions. We are proud to announce that both managers at our new locations have worked in their respective market for many years and understand the needs of their community. The majority of the business of Central Bank is relationship based, meaning most customers will have multiple account relationships, especially loan customers.

In addition to a full array of traditional deposit and loan products, we also offer mortgages and SBA/USDA loans. Our staff are highly respected professionals with years of expertise in their respective fields and are accessible to customers on-site. We are able to offer responsive decision-making on loans, because decisions are made locally.

The bank and its employees give back to the community in which we work, live and raise our families. Our values and sensibilities are local and focused on our customers and community, allowing us to help create a better life for everyone. When it comes to upholding standards and providing exceptional service, we offer the one-on-one personal touch of your local home town bank.

Stop by and visit one of our locations today. We know you will see the difference. At Central Bank our focus is on our customers. So Bank Better not Bigger!

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Business owner using tablet in store
SBA Lending

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