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Central Bank offers a checking account for everyone, a  free account that earns interest! Take a look at our FOCUSED checking account and see all of the free offerings. We listened to you and have made it simple! One checking account that is the perfect fit for everyone. Our FOCUS has always been on you. Open your new account today!

FOCUSED Checking

Our FOCUSED checking account was created to make life simple. We combined the best from all of our checking accounts to provide you with the perfect account. Check it out. There is no monthly service charge. Aside from all of our other convenient services, you also earn competitive tiered interest.

  • $50 minimum deposit to open account
  • There is no monthly balance service charge
  • Tiered interest rate structure
  • Interest will be compounded daily on the collected balance. It will be credited to your account monthly.
  • Unlimited Check Writing
  • FREE Debit MasterCard®
  • FREE ATM Withdrawals at Central Bank and at PRESTO® locations at Publix.  Plus, Central Bank will waive its fee for out-of-network ATM withdrawals.
    • Note: Other Banks will still charge their usual fee as Central Bank does not control their charges.
  • FREE Direct Deposit
  • FREE Net Teller Online Banking
  • FREE I-Pay Internet Bill Pay
  • FREE Mobile Banking
  • FREE e-Statements
  • FREE Incoming Domestic Wires
  • FREE Overdraft Sweep Transfers
    • Overdraft Protection from another account at Central Bank. Funds must be available to transfer.
If you are 50+ or Military (Active, Retired, or Reserve) and have started a Direct Deposit into your account, you will also receive:
  • FREE first order of checks in selected style
  • Discount on safe deposit box
  • FREE Cashier's Checks
  • FREE Notary Services

Ready to switch to a Central Bank account?

Do it easily with our Switch Kit!

You are now, and have always been, our primary focus. This account was created just for you.

Questions please contact Customer Service.
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Let's get you moved in

We're ready when you are! Contact us today to get your mortgage loan started.